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Solutions / Insurers

Liability-matching instruments for institutional portfolios

allswiss structures long-duration real asset instruments designed around the specific cash-flow, duration, and regulatory requirements of insurance companies and pension funds.

Insurers and pension funds require long-duration assets that generate predictable cash flows and match liability profiles — increasingly difficult to source in conventional fixed-income markets at acceptable risk-adjusted yields.

allswiss originates and structures real estate-secured instruments with maturities from 5 to 15 years, designed to meet the needs of life insurers, P&C insurers, and occupational pension funds operating under Swiss or European regulatory frameworks.

Our management team's 17-year average experience in real asset capital markets means we understand both the origination side and the institutional investor requirements. We act as a bridge — not as a broker — maintaining alignment of interest throughout the transaction lifecycle.

Key Facts

Duration profile
5 – 15 years
Asset security
Real estate / real asset secured
Currency
CHF · EUR
Cash flow profile
Fixed or floating
Solvency II
Compatible structuring available
BVG / VAG
Compliant frameworks
ESG
LEED/BREEAM/DGNB eligible assets

Applications

Use cases

Long-Duration Fixed Income

Real estate debt instruments with 7–15 year maturities, matching long-tail liability profiles of life insurers.

Strategic Asset Allocation

Instruments structured to fit within existing SAA real estate / alternative credit buckets without reclassification.

ESG-Compliant Products

Underlying assets certified to LEED, BREEAM, or DGNB standards — meeting sustainability mandates and exclusion criteria.

Inflation-Linked Structures

Index-linked coupon structures providing partial inflation protection for pension funds with indexed liabilities.

How it works

Our process

01

Portfolio Fit Analysis

Review of the institution's investment policy, SAA allocation, liability duration, and regulatory constraints.

02

Asset Origination

allswiss sources or co-originates the underlying real asset transaction matching the agreed investment criteria.

03

Structuring & Rating

Transaction design including cash flow waterfall, credit enhancement, and where required, external rating preparation.

04

Execution & Ongoing

Closing, transfer of title / security interest, and quarterly reporting on asset performance throughout the tenor.