Commercial aviation assets are among the most liquid and globally tradeable hard assets — a Boeing 737 or Airbus A320 has a recognised value, a global resale market, and an established base of specialist lessors and operators. For institutional investors, aviation offers duration, income, and hard asset backing unavailable in most fixed-income categories.
allswiss structures aviation transactions as secured loan participations and asset-backed notes, enabling qualified investors to access the economics of aircraft ownership without assuming operational risk. Our structures sit at the financing layer — secured by aircraft mortgages, lease assignments, and engine pledges — with repayment tied to lease income from IATA-rated airline counterparties.
The structuring approach draws on deep experience in asset-backed finance and close relationships with aviation law firms, appraisers (AVAC, mba Aviation, AVITAS), and maintenance reserve custodians. We do not act as an operating lessor — allswiss is the capital markets bridge between the asset and the institutional investor.
Key Facts
- Asset types
- Narrowbody, widebody, regional jets
- Structure
- Secured loan participation, ABS
- Counterparty
- IATA-rated airline lessees
- LTV
- Up to 70% of appraised value
- Tenor
- 5 – 12 years (lease-linked)
- Investor type
- Qualified institutional only
Why allswiss
Our edge in this segment
Aircraft as Collateral
First-priority mortgage over the airframe and engines, with deregistration powers of attorney and Cape Town Convention protections where applicable. Security enforceability verified by aviation law counsel.
Appraisal-Based LTV
Independent half-life valuations from two recognised appraisers (AVAC, mba Aviation, or AVITAS) before closing. LTV calculated on the lower of the two appraisals — conservative by design.
Lease Assignment Security
Lease rental streams and maintenance reserves are assigned to the security trustee. In default, the investor has direct claim on rental income without requiring operator cooperation.
Airline Credit Assessment
Lessee creditworthiness is evaluated using IATA rating, CAPA data, and proprietary credit scoring. allswiss does not finance assets on lease to sub-investment-grade carriers without structural credit enhancement.
Maintenance Reserve Management
Engine and airframe maintenance reserves are separately custodied and ringfenced from airline operating accounts — protecting residual asset value independent of lessee financial condition.
Exit and Remarketing
Each transaction includes a remarketing protocol: direct remarketing contacts with 12+ active lessors and trading desks. Average remarketing timeline for current-generation narrowbodies: 30–90 days.